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Jewelry is a precious gift that typically signifies an important memory or event in our lives. Aside from the deep meaning behind these treasured pieces, we seem to forget about the major financial value. Usually the most cherished (and expensive) piece of jewelry we own is a wedding ring. Have you ever thought about how devastating it would be if the ring got damaged or even lost? It is something that we don’t normally think about, but definitely should! Lavalier is a company that sells personalized jewelry insurance. We spoke with a few of their insurance and jewelry experts to get some more information and insight on how it works! 
What is Lavalier?
 Lavalier is a jewelry insurance business that’s all about the customer. We’re a team of insurance and jewelry experts, and we know, from our own experience and our clients’, how much jewelry can mean. Engagement and wedding rings signify lifelong, one-of-a-kind commitments. A watch passed from father to son is a timeless reminder of the past (and a gift to future generations). Because we understand how important jewelry can be, we also know how devastating it is to lose, or worse yet, have stolen. For all of those reasons – and because we’re passionate about great customer service – we make it easy and convenient for people to purchase comprehensive, personalized jewelry insurance that works for them.  
 Why should someone buy jewelry insurance?
 The fact is that jewelry is more than just a material good; it represents precious memories and important moments in your life.  Jewelry is also a major financial investment. For many people, jewelry is one of the most, if not the most, valuable things they own. When you have complete jewelry insurance, you don’t have to worry about that. In the unfortunate event that something does happen to your jewelry – whether damage, theft, or just plain old loss –you’re covered.
 Why should brides, especially, look into ring insurance?
 What we said a moment ago about jewelry being an investment: that’s especially true for a newly engaged couple.  So it’s important to protect that investment as fully as possible. While most rings come with warranties, these don’t provide much coverage beyond manufacturing defects and sometimes wear and tear. Homeowner’s or renter’s insurance often have a maximum coverage amounts much less than the cost of the ring, and that doesn’t cover every situation. Ring insurance from Lavalier, on the other hand, protects your ring in pretty much every circumstance, so you can feel free to show it off on the beach, at work, at the gym, or wherever else life takes you.
 How much does it cost to insure the average item?
Insurance through Lavalier is personalized, so you can choose the deductible you want to pay in the case of an unfortunate event. You can even choose a zero deductible. In general, insurance costs 1-2% of the price of the jewelry. So, for example, with an average engagement ring cost of $5,000, you can expect to pay between $50 and $100 per year. That’s less than $10 a month!
Are there different types of insurance that you sell?
We believe that jewelry insurance should be easy to understand. We’ve all heard horror stories of people who have lost an item they thought was insured, only to hear that it wasn’t covered due to some obscure loophole. That’s why all of the insurance we sell is comprehensive, covering damage, theft, loss, ‘mysterious disappearance,’ (fancy wording for unexplained loss) and pretty much every other situation besides nuclear contamination and war. 
 There are differences in how you pay for your plan. You can choose to have a higher deductible and lower premiums, or a lower deductible and higher premiums. It all depends on what’s right for you and your situation.
 What does this insurance cover – damage, stolen, lost?
 Our policies are “all risk,” so unless it’s specifically excluded, we’ve got you covered. Whether your jewelry is lost, stolen, damaged, swallowed up in an earthquake, floated away in a flood, or just mysteriously disappeared, you can be confident in about your coverage anywhere in the world. We even cover newly purchased jewelry that you haven’t yet added to your policy.  
 What are some benefits of jewelry insurance?
 We’ve already talked about coverage benefits. But an equally important thing to think about is what happens if you ever need to file a claim. When insured through Lavalier, you work with your jeweler – whether that’s Tiffany, Cartier, or the local jeweler you’ve trusted for years – not a jeweler that’s forced on you, doing repairs and replacements as cheaply as possible (some insurance companies that don’t focus on jewelry insurance take this approach). We know you took great care in selecting your jewelry, and we believe you deserve equal care if you ever need to have it repaired or replaced.
Do you know anyone who has lost or damaged a piece of jewelry and wishes they had insurance?
 Oh, yes, I’ve heard more stories than I can count.  Some of our clients come to us to get insurance for a replacement ring after they’ve lost the original. Losing that investment once is enough to make them say, “Never again!” So the next time they buy an expensive piece of jewelry, they always go for insurance.
 What are some advantages of working with your company over another?
 We know people are busy, and we wanted to create an easy way for people to get full-coverage jewelry insurance without a lot of hassle. Lavalier is simple and quick, and you can apply online. You can get a quote in under a minute and can buy your insurance in just a few more – all on your own time. But it’s also easy to talk to a real person if you prefer. Our team of gemologists and insurance experts are ready to answer any questions you have and help you purchase the right type and amount of coverage quickly and easily. No other company focuses on the customer like we do.
Anything else on your specific company or jewelry/wedding ring insurance!
Jewelry insurance is a small investment, but it gives you such peace of mind. You never think something will happen to your jewelry – then when it does, it’s devastating.  It’s even worse to think you’re covered for something on a homeowner’s or renter’s policy, only to find out that at best you’re only covered for a cheap replacement. Lavalier takes the guesswork out of the equation: you know you’re covered, and you know that if something happens, you can get your jewelry fully replaced! And that makes everyone happy.

 

Jewelry is a precious gift that typically signifies an important memory or event in our lives. Aside from the deep meaning behind these treasured pieces, we seem to forget about the major financial value. Usually the most cherished (and expensive) piece of jewelry we own is a wedding ring. Have you ever thought about how devastating it would be if the ring got damaged or even lost? It is something that we don’t normally think about, but definitely should! Lavalier is a company that sells personalized jewelry insurance. We spoke with a few of their insurance and jewelry experts to get some more information and insight on how it works!

What is Lavalier?

 Lavalier is a jewelry insurance business that’s all about the customer. We’re a team of insurance and jewelry experts, and we know, from our own experience and our clients’, how much jewelry can mean. Engagement and wedding rings signify lifelong, one-of-a-kind commitments. A watch passed from father to son is a timeless reminder of the past (and a gift to future generations). Because we understand how important jewelry can be, we also know how devastating it is to lose, or worse yet, have stolen. For all of those reasons – and because we’re passionate about great customer service – we make it easy and convenient for people to purchase comprehensive, personalized jewelry insurance that works for them.  

 Why should someone buy jewelry insurance?

 The fact is that jewelry is more than just a material good; it represents precious memories and important moments in your life.  Jewelry is also a major financial investment. For many people, jewelry is one of the most, if not the most, valuable things they own. When you have complete jewelry insurance, you don’t have to worry about that. In the unfortunate event that something does happen to your jewelry – whether damage, theft, or just plain old loss –you’re covered.

 Why should brides, especially, look into ring insurance?

 What we said a moment ago about jewelry being an investment: that’s especially true for a newly engaged couple.  So it’s important to protect that investment as fully as possible. While most rings come with warranties, these don’t provide much coverage beyond manufacturing defects and sometimes wear and tear. Homeowner’s or renter’s insurance often have a maximum coverage amounts much less than the cost of the ring, and that doesn’t cover every situation. Ring insurance from Lavalier, on the other hand, protects your ring in pretty much every circumstance, so you can feel free to show it off on the beach, at work, at the gym, or wherever else life takes you.

 How much does it cost to insure the average item?

Insurance through Lavalier is personalized, so you can choose the deductible you want to pay in the case of an unfortunate event. You can even choose a zero deductible. In general, insurance costs 1-2% of the price of the jewelry. So, for example, with an average engagement ring cost of $5,000, you can expect to pay between $50 and $100 per year. That’s less than $10 a month!

Are there different types of insurance that you sell?

We believe that jewelry insurance should be easy to understand. We’ve all heard horror stories of people who have lost an item they thought was insured, only to hear that it wasn’t covered due to some obscure loophole. That’s why all of the insurance we sell is comprehensive, covering damage, theft, loss, ‘mysterious disappearance,’ (fancy wording for unexplained loss) and pretty much every other situation besides nuclear contamination and war.

 There are differences in how you pay for your plan. You can choose to have a higher deductible and lower premiums, or a lower deductible and higher premiums. It all depends on what’s right for you and your situation.

 What does this insurance cover – damage, stolen, lost?

 Our policies are “all risk,” so unless it’s specifically excluded, we’ve got you covered. Whether your jewelry is lost, stolen, damaged, swallowed up in an earthquake, floated away in a flood, or just mysteriously disappeared, you can be confident in about your coverage anywhere in the world. We even cover newly purchased jewelry that you haven’t yet added to your policy.  

 What are some benefits of jewelry insurance?

 We’ve already talked about coverage benefits. But an equally important thing to think about is what happens if you ever need to file a claim. When insured through Lavalier, you work with your jeweler – whether that’s Tiffany, Cartier, or the local jeweler you’ve trusted for years – not a jeweler that’s forced on you, doing repairs and replacements as cheaply as possible (some insurance companies that don’t focus on jewelry insurance take this approach). We know you took great care in selecting your jewelry, and we believe you deserve equal care if you ever need to have it repaired or replaced.

Do you know anyone who has lost or damaged a piece of jewelry and wishes they had insurance?

 Oh, yes, I’ve heard more stories than I can count.  Some of our clients come to us to get insurance for a replacement ring after they’ve lost the original. Losing that investment once is enough to make them say, “Never again!” So the next time they buy an expensive piece of jewelry, they always go for insurance.

 What are some advantages of working with your company over another?

 We know people are busy, and we wanted to create an easy way for people to get full-coverage jewelry insurance without a lot of hassle. Lavalier is simple and quick, and you can apply online. You can get a quote in under a minute and can buy your insurance in just a few more – all on your own time. But it’s also easy to talk to a real person if you prefer. Our team of gemologists and insurance experts are ready to answer any questions you have and help you purchase the right type and amount of coverage quickly and easily. No other company focuses on the customer like we do.

Anything else on your specific company or jewelry/wedding ring insurance!

Jewelry insurance is a small investment, but it gives you such peace of mind. You never think something will happen to your jewelry – then when it does, it’s devastating.  It’s even worse to think you’re covered for something on a homeowner’s or renter’s policy, only to find out that at best you’re only covered for a cheap replacement. Lavalier takes the guesswork out of the equation: you know you’re covered, and you know that if something happens, you can get your jewelry fully replaced! And that makes everyone happy.

 

Contributor: Amanda from George Street Photo & Video

We are so thrilled to have a second guest blog post from Amanda - the mastermind behind George Street Photo & Video’s blog and social media resources!

Title: 5 Bridal Party Shots You Don’t Want to Miss

Cake taste-tester, dress-fitting extraordinaire, shoulder to lean on — these trusted companions go by many names, but you might know them as your bridal party! Your wedding day certainly wouldn’t be the same without your best friends, the ones standing by your side and supporting you as you say “I do” to your true love!

And even after your wedding day has passed, you’ll want to reflect on every priceless memory you shared with your buds on the big day. Here are a few bridal party shots you won’t want to miss! 

A Change in Perspective. Ask your photographer to capture a photo of you planting a smooch on your groom as your wedding party looks on in the foreground. Or, have the youngest members of your group hold up a picture frame that captures a precious moment between the two of you! It may seem silly at the time, but we guarantee you’ll be pleased with the results! 

Pick Your Props. Some of the most memorable wedding party shots are those that incorporate props for a little extra pizazz! These eye-catching additions will not only make for amazing wedding party photos, but they’ll also make the experience more fun for the entire group. Vintage bicycles and homemade signs are two of our favorites!

Fun with Formals. A group shot is most likely on your must-have shot list — but that doesn’t necessarily mean you need to go the traditional route. Try spicing things up a bit — whether it’s the group taking in a sweet moment between you and your groom, or everyone walking towards the camera, arm in arm. That way, you’ll still have shots featuring all your best gals and guys, with a dash of personality and charm! 

Carefree & Candid. Some of the best memories of your day will most likely be the ones where you’re sharing a cheery laugh or when you’re all goofing around between photo stops. Be sure your photographer is on hand to capture every memory as it unfolds! After all, candid, spontaneous memories like that are truly one in a lifetime!

Sweet Little Ones. Your flower girl and ring bearer are treasured parts of your life — and the shots of them posing with the rest of the group are sure to be heartwarming! So, don’t forget to incorporate them into your group shots. After all, there’s nothing sweeter than a photo of your groom and his guys posing, as the youngest member of the crew stands proudly at the front of the line-up!

 Above all, your wedding is an occasion that comes but once in a lifetime. Through all the planning, you’ll find that in the midst of all the celebration, it goes by really fast! Memorable photos come from those moments of pure happiness — the moments where you forget there’s a camera lens in the room! So, live, let go and let the story of your day unfold!